We transform finance functions.
Accounting architecture, job-cost controls, banking workflows, payroll structure, compliance documentation, and executive reporting—designed, repaired, or integrated as one operating system.
Finance transformation · Executive advisory · Construction
Build the company on financial ground you can trust.
We design, repair, and strengthen the financial infrastructure behind construction companies—from foundational setup to enterprise-level controls, reporting, integrations, and outsourced financial leadership.
Owner-led · Growth-stage · Established organizations · Services in English and Spanish
Financial infrastructure / system plan
![Yudibeth Pacheco, Founder and Principal]()
Built for ownership
Systems, not dependency.
Every workflow is documented, taught, and handed over.
Across the business lifecycleFoundation, scale, transformation, and senior oversight.
8+Years executive experience
6Acquisitions integrated
$25MScale supported
EN / ESBilingual leadership
Built for every stage
Start right. Scale cleanly. Repair what growth exposed.
Support can begin with a new entity, an established finance department, a multi-entity integration, or a company that has outgrown informal systems.
We strengthen existing teams.
We work alongside owners, controllers, bookkeepers, operations leaders, and project teams—clarifying roles, installing controls, and transferring the operating knowledge they need.
We stay construction-specific.
Draw management, certified payroll, subcontractor compliance, cost-to-complete analysis, project profitability, investor-side development oversight, banking readiness, and the regulatory realities behind the work.
We step in at the level required.
Defined transformation projects, outsourced or fractional finance leadership, transaction support, and selective ongoing oversight—without forcing every company into the same model.
What your company gains
Infrastructure that turns financial data into operating control.
The goal is not a prettier spreadsheet. It is a finance function that helps ownership see risk earlier, understand performance, and make decisions from reliable information.
Reliable reporting
Consistent financial and project-level visibility designed around how a construction company is actually managed.
Stronger controls
Clear approvals, documentation, access, and review points that protect cash, reduce errors, and create accountability.
Compliance readiness
Repeatable processes and organized records that make payroll, tax, subcontractor, and audit obligations easier to manage.
Job-level clarity
Cost tracking and profitability views that connect field performance to financial outcomes before surprises become losses.
Documented workflows
Practical operating procedures your team can follow, improve, and use to train the next person.
Executive decision support
Senior financial perspective for ownership teams, existing accounting departments, leadership transitions, integrations, financing decisions, and other high-stakes moments.
Selected executive impact
Experience measured in operating outcomes.
Yudibeth brings in-house Controller, CFO, and operations leadership—not theoretical consulting. Her acquisition work covers the financial integration required after the transaction, when books, entities, controls, teams, and reporting must become one reliable operating environment.
Integrated after acquisition
Led financial setup, due diligence support, historical-book cleanup, reconciliation, compliance review, and close standardization.
Growth infrastructure supported
Helped build financial and operational infrastructure through substantial revenue growth, approximately 50 employees, and nearly 600 annual projects.
Month-end close accelerated
Strengthened reconciliations, accruals, intercompany processing, fixed assets, and final financial-statement review.
Outstanding AR reduced
Connected receivables, production accountability, WIP review, collections, and escalation into a repeatable recovery process.
Selected results from prior in-house executive roles. Figures are approximate, reflect specific historical circumstances, and are not guarantees of future client outcomes.
Engagement model
The right level of leadership for the work ahead.
Four entry points—not a maturity ladder—from enterprise finance transformation and independent diagnosis to senior oversight and foundational setup.
01
TransformationPAC BUILD™
Complete financial infrastructure design, repair, post-acquisition integration, and implementation—followed by documentation and knowledge transfer.
Best fitGrowing or established companies facing scale, fragmented systems, acquisition integration, or control gaps
$10K–$25KScoped per engagement
02
DiagnosticPAC Financial Audit™
A standalone financial and operational review with a written report on strengths, gaps, risks, and priorities.
Best fitOwnership or leadership teams seeking independent clarity before a transformation, financing event, or major decision
$2,50010–15 business days
03
Executive advisoryPAC Advisory Circle™
Quarterly audits, strategic reviews, compliance oversight, reporting review, and a senior outside financial voice when decisions require perspective.
Best fitEstablished companies needing periodic executive oversight without a full-time financial leader
$1.5K–$3.5KPer quarter · selective availability
04
FoundationPAC Foundation™
Entity formation, registrations, and a clear first financial structure for the construction entrepreneur starting right.
Best fitNew or informal construction businesses
$500–$1,500Fixed scope · EN/ES
Final scope and pricing are confirmed after discovery. No engagement begins until deliverables, responsibilities, timing, and fees are documented.
Proprietary framework
The PAC BUILD™ Methodology.
Five deliberate phases move the company from uncertainty to a documented, operating finance function the team can own.
B
Phase 01 · Baseline
Assess the current state.
Map accounts, processes, roles, systems, and obligations. Document what exists, where it breaks, and what creates exposure.
U
Phase 02 · Unify
Design one connected system.
Architect accounting, cost tracking, banking, expense management, controls, and reporting to work together—not as isolated tools.
I
Phase 03 · Implement
Build and activate the workflows.
Clean the books, structure payroll, organize compliance, configure workflows, and test the system against real operating conditions.
L
Phase 04 · Lead
Transfer the operating knowledge.
Walk the responsible team through every process, decision point, report, and control until the work can continue without outside dependence.
D
Phase 05 · Drive
Hand over a system the client owns.
Complete documentation, establish review rhythms, and transfer the keys. Independence is the measure of a successful engagement.
Industry depth
Construction—exclusively.
Finance advice is more useful when it understands the work behind the numbers—across trades, project types, teams, and operating models.
General Construction
Residential, multifamily, and commercial contractors requiring integrated job-cost tracking, draw management, compliance documentation, and executive reporting.
Luxury Spec Home Development
Investor-Side Development Advisor / Owner’s Representative
Serving as the connection between investor and builder on multimillion-dollar residential projects—monitoring budgets, draws, cost-to-complete, changes, documentation, and progress so the investor maintains an informed financial and operational view.
Construction Multi-Trade Experience
Broad experience across construction trades and operating models, including labor-intensive and multi-state environments. The financial architecture adapts to each company’s contracts, workforce, cost structure, compliance requirements, and project-delivery model.
Representative luxury-project engagement
Protect investor visibility from draw to delivery.
A private investor needs a trusted financial and operational link to the builder throughout a multimillion-dollar residential project. This example reflects the advisory role and process without identifying a client or promising a particular outcome.
RoleServe as Investor-Side Development Advisor / Owner’s Representative and maintain a clear communication bridge between investor and builder.
Financial oversightMonitor budgets, construction draws, committed costs, change activity, and cost-to-complete information.
Project oversightFollow milestones, documentation, open questions, approvals, and items requiring investor attention.
Investor valueGive the investor one organized view of financial position, project progress, key decisions, and emerging variances.
Business registrationIRS obligationsTexas Workforce CommissionTexas Franchise TaxCertified payrollSales taxSubcontractor compliance
Representative engagements
Common challenges. Structured solutions.
These examples reflect recurring challenges Pacheco & Advisory Co. is equipped to address. They illustrate the approach—not a promise of identical results for every business.
Representative challenge 01Compliance & controls
Compliance without operational gridlock.
Construction owners may not realize how payroll and labor obligations connect across the IRS, Texas Workforce Commission, Texas Comptroller, and other authorities. The challenge is building controls that support compliance without slowing the field or burdening daily operations.
ScopeLabor compliance, payroll processes, documentation, and internal controls
WorkMap connected obligations, rebuild approval and recordkeeping processes, train the team, and flag decisions requiring CPA or construction-counsel review
TimingInitial process rebuild often begins within the first two weeks, subject to scope and record condition
Controls designed to protect the business and keep work moving.Practical procedures that support compliance while respecting operational reality.
Representative challenge 02Banking & expenses
Separate the money. Connect the systems.
Funds and expenses can become commingled as a construction company grows. Owners need a banking structure suited to the size of the business, expense controls that teams can follow, and platforms that connect cleanly with accounting while supporting future financing needs.
ScopeBanking architecture, expense controls, accounting integration, and financing readiness
WorkRecommend the account structure, evaluate proven platforms, connect approvals and expense data, and guide appropriate banking relationships
TimingCore recommendations and implementation roadmap typically developed in one to two weeks
Clearer cash visibility with a structure built for control and growth.A coordinated banking, expense, and accounting environment—not another disconnected tool.
Representative challenge 03Field to finance
Turn field activity into cost, evidence, and cash.
Hours, daily progress, material delays, blocked access, scope changes, approvals, and photos often remain in messages or conversations. Without a structured path into finance, costs become harder to explain, bill, collect, and manage.
ScopeProject activation, crew documentation, job costing, billing support, and management review
WorkBuild the workflow from approved scope and job number through daily field evidence, PM validation, project cost, invoice support, and collection follow-up
ControlNo payment without approved support; no project cost without a job number; no change or delay left undocumented
Problems become visible while there is still time to act.Weekly plan-versus-actual review connects labor, margin, billing, collection, and the next responsible action.
Editorial note: These cards describe representative engagement patterns, not named clients or guaranteed outcomes. A permissioned client story can replace or supplement any card when verified results are available.
Representative first 30 days
From scattered information to a working control rhythm.
The first month is sequenced to make the business visible, establish payment and documentation gates, connect costs to projects, and give ownership a repeatable decision cadence.
Visibility
Establish one view of cash, urgent payments, receivables, active projects, contractors, and available documents.
Control
Build contractor records, documentation requirements, approved rates, project assignments, and payment gates.
Cost
Assign job numbers and connect labor, bills, payments, commitments, progress, and billing status to each active project.
Cadence
Organize the bank and credit file, launch the management dashboard, and establish a recurring decision rhythm.
Representative sequence only. Timing adapts to engagement scope, system access, and the condition of existing records.
“I build the structure, teach the team, and measure success by the client’s independence.”Yudibeth Pacheco · Founder & Principal
Founder & Principal
Yudibeth Pacheco
Construction finance leader · Investor-side development advisor · Bilingual EN/ES
Yudibeth’s career has been built inside construction companies—not around them. Across more than eight years of progressive executive leadership, she has served as principal financial officer, built accounting functions from zero, led M&A financial integrations, and carried simultaneous CFO and operations responsibility.
Her acquisition experience includes the financial setup and integration of six acquired companies: supporting due diligence, cleaning historical books, reconciling accounts, standardizing close, addressing compliance gaps, and managing intercompany activity across a multi-entity portfolio. She has also built an internal accounting department that reduced outsourced accounting costs by an estimated 30–40%.
Her experience spans general contracting, luxury residential development, multifamily work, and broad construction multi-trade operations. On multimillion-dollar luxury projects, she also serves in an investor-side owner’s representative capacity—connecting the investor and builder, monitoring financial and project information, following progress closely, documenting decisions, and helping the investor identify variances and questions that require action.
Her regulatory experience covers the government and compliance environment construction businesses face across payroll tax, worker classification, 1099 reporting, Texas workforce requirements, franchise tax, certified payroll, sales tax, and subcontractor documentation.
CCIFP Candidate
BBA · University of North Texas
Texas Notary Public
Investor-Side Owner’s Representation
8+ Years Executive Experience
English & Spanish
Before we speak
Clear expectations from the start.
A focused engagement begins with fit, scope, and an honest view of the work.
Do you work with established construction companies?
Yes. Established companies often engage Pacheco & Advisory Co. when growth has exposed control gaps, reporting is no longer decision-ready, multiple entities or systems need integration, the finance team needs stronger leadership, or ownership is preparing for financing, acquisition, or another major transition.
Can you support an acquisition or post-acquisition integration?
Yes. Support can include financial due diligence assistance, historical-book cleanup, opening-balance validation, account and close standardization, compliance review, multi-entity and intercompany design, reporting alignment, controls, and team transition. Legal, tax, valuation, and assurance matters remain with the client’s appropriately licensed advisors.
Do you represent investors on luxury construction projects?
Yes. Support can be structured as investor-side owner’s representation and development oversight. The work may include acting as the communication link between investor and builder, monitoring budgets, draws, cost-to-complete, documentation, changes, milestones, and project reporting, and helping the investor surface questions or variances requiring action. This advisory role does not replace the architect, engineer, general contractor, attorney, broker, or other licensed project professionals.
Can you provide outsourced or fractional financial leadership?
Yes. Support can be structured as a defined transformation engagement, interim or fractional Controller/CFO-level leadership, or selective senior advisory. The scope can strengthen an existing department, lead a transition, build executive reporting, or guide major decisions without requiring the company to add a full-time executive immediately.
Is this bookkeeping or an outsourced accounting department?
The primary work is higher-level financial infrastructure, controls, reporting, compliance, integration, and decision support. We can lead or strengthen an outsourced finance function when scoped appropriately, but routine transaction processing is not the defining value of the engagement.
Do we need clean books before starting?
No. The baseline assessment is designed to identify what is reliable, what needs correction, and what must be rebuilt. The condition of the records affects scope, but it does not prevent a productive first conversation.
Which engagement should I choose?
Established companies can begin with PAC BUILD™ when the transformation need is clear, or with the PAC Financial Audit™ when leadership wants an independent diagnosis first. The PAC Advisory Circle™ provides selective senior oversight for qualified companies. PAC Foundation™ serves entrepreneurs establishing the business correctly from the start.
Can you work with our existing bookkeeper or internal team?
Yes. Engagements are designed to clarify roles and strengthen the people who will operate the system. Existing team members can be trained into documented workflows rather than displaced by an indefinite outside dependency.
Are services available in Spanish?
Yes. Discovery, implementation, documentation discussions, and team training are available in English and Spanish. Todos los servicios están disponibles en inglés y en español.
Book a discovery call
Choose a time that works.
Schedule directly through Calendly. The first conversation assesses whether the company needs an independent audit, finance-function transformation, outsourced leadership, or selective executive advisory.
Real estate investor inquirySelect a date and timeAvailable times will appear in your local time zone.
Powered by CalendlyBook a discovery call.
If the scheduling calendar does not load in your browser, open the secure Calendly booking page directly.
Open Calendly bookingScheduling is handled securely by Calendly. If the calendar is blocked by your browser, open the booking page directly.